Getting an IVA mortgage is not difficult if you have had an IVA in the past or even if you are working through an IVA currently. However, the IVA mortgage and the rate you can expect will depend on how long ago you completed your IVA. Besides, the level of deposit available with you will also be taken into consideration.
Adverse Credit Mortgage
Adverse credit IVA mortgages are for those who have a poor credit history. It is basically designed to help people get on the property ladder if they have made mistakes in the past such as late mortgage payments, credit defaults and so on.